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Report Fraud

Report fraud

A message from Stacey A. Giulianti, Esq.
Chief legal officer and chief of the Special investigations unit

What is Insurance Fraud?

Simply stated, insurance fraud is the act of falsifying or exaggerating the facts of a claim to an insurance company in order to receive payment that would not otherwise be made.  Common types of insurance fraud are staged accidents, exaggerated injuries, and inflated medical bills.  In homeowners claims it may include faking a burglary, reporting old damage as new, or submitting inflated repair invoices.

What is florida peninsula's special investigations unit?

Florida Peninsula employs an entire department of cross-trained associates whose sole mission is to detect, deter, and defeat insurance fraud.  This division, known as the Special Investigations Unit (SIU), is comprised of individuals who have extensive investigative experience as well as insurance expertise.

How does insurance fraud affect me?

Insurance fraud is perceived as a victimless crime, but the estimated losses from this crime exceed $100 Billion every year.  Industry research finds one out of every ten insurance claims is fraudulent.

The losses from fraudulent insurance claims cost policyholders an estimated $400 per year in higher premiums.  In Florida (2011), The Division of Insurance Fraud made 1,225 insurance fraud arrests.  Many of these arrests were made with the assistance of company Special Investigations Unit.

To report insurance fraud directly to the State of Florida--even anonymously-- click here:

Thank you for doing business with Florida Peninsula Insurance Company, and helping us to protect your premium dollars from fraud.



Stacey A. Giulianti, Esq., CLO


Reporting insurance fraud on a florida peninsula policy:

Call 866-923-2920 or email at


Reporting all other Insurance Fraud:



Division of Insurance Fraud
200 East Gaines Street
Tallahassee, FL 32399-0324


(850) 413-3115

Fraud Hotline

(800) 378-0445