Posted on 1/1/2019 12:00 AM By Florida Peninsula Insurance Company
As the new year begins, you may be evaluating different home improvement opportunities around your home. When reviewing your home for needed repairs, upgrades, and yearly maintenance; also take some time to speak to your agent about your current homeowners policy, the carriers underwriting guidelines, and how you can increase your peace of mind while, possibly, lowering your premium. Sometimes things which seem fine to the homeowner may be considered potential hazards to insurance companies. Here are some items to consider:
Roof: If your roof is older it has experienced more wear and tear than newer roofs. Thus, older roofs are more likely to have leaks during a rainstorm. They might even blow off during powerful tornados or hurricanes. Consider replacing your roof after approximately 15 years if a shingle roof or 25 years if a tile roof, the general lifespan of roofs. Maintaining your roof in good condition may help avoid severe damage to your home should a covered loss ...
Posted on 9/1/2018 12:00 AM By Florida Peninsula Insurance Company
Growing up, many of us can remember fond memories of playing with our favorite toy. For a child, toys not only bring us joy but comfort. Sadly, when a natural disaster strikes this can damage a family’s home and all their belongings. While Parents are busy trying to figure out how to make a bad situation better for their family, children are left confused and scared. This is why one little girl's actions meant a lot to so many.
Palm Beach County second grader Sophie Carlson-Perry, saw how much damage hurricane Maria had done to Puerto Rico and said, “What about the babies? What are they going to do?” It was her compassionate mentality which led her to collect stuffed animals from the students and teachers at her school, Hidden Oaks Elementary. Her Bears for Babies toy drive brought in dozens of toys for the children or Puerto Rico. Sophie says she hopes the children will know they are loved when they receive the bears; “not just by their parents, but other people they don&rsqu ...
Posted on 4/9/2018 11:26 AM By Florida Peninsula Insurance Company
We encourage our policyholders to celebrate Earth Day along with Florida Peninsula by enrolling in Green Solutions on our website.
Posted on 4/1/2018 12:00 AM By Florida Peninsula Insurance Company
Consider these tips to reduce the risk of your dog biting someone.
Posted on 2/13/2018 8:45 AM By Florida Peninsula Insurance Company
On Saturday, February 3rd, Michele Krisle, owner of TSK Exteriors roofing company in St. Cloud, was arrested after an investigation was performed in conjunction with Florida Peninsula Insurance Company’s Special Investigation Unit (SIU). Ms. Krisle was arrested on counts of Scheme to Defraud, Fraudulent Lien, Grand Theft, and False and Fraudulent Insurance Claim after she presented Florida Peninsula with a false invoice for services which were not completed.
A Florida Peninsula policyholder hired Krisle’s company, TSK Exteriors, to make repairs on his roof. TSK Exteriors attempted to have the insured sign an Assignment of Benefits (AOB) form to seek additional monies from Florida Peninsula after the roof repair was complete. When the insured refused to sign the AOB, TSK Exteriors filed a lien against the policyholder’s home for over $17,000. Subsequently, the policyholder reported a roof leak to TSK after their repairs were completed. TSK refused to honor their warranty on the pre ...
Posted on 10/1/2017 1:16 PM By Florida Peninsula Insurance Company
As you begin your preparations for this year’s Halloween festivities, we want to make sure those cool costumes of your favorite superhero, monster, or cartoon character will keep you safe while enjoying the day.
Whether you plan to dress up like Superman, Elmo, or a scary Vampire, keep the following safety tips in mind when trying on your costume:
Choose fire-retardant costumes: Check the labels of your costumes, as well as all your accessories to ensure they are fire resistant. This should include any wigs, shoe covers, and accessories which may compliment your look.
Use Make up instead of Masks: Using a mask may impair your vision and may cause you to dehydrate, as the heat builds up during your “trick or treating” around the neighborhood. Instead, consider choosing hypoallergenic makeup commonly used for face painting as an alternative.
Size matters: When trying on your costume, ensure you have selected the proper fit. Any dangling or loose fitting item ...
Posted on 9/5/2017 4:34 PM By Florida Peninsula Insurance Company
When a hurricane is approaching, it is important for you and your family to be fully equipped and prepared for the worst. Your hurricane survival kit should be able to carry you through a week or two after a storm or any other natural disaster. There are several companies which sell pre-assembled survival kits, but they may not be personalized to your own family’s needs, especially if there are young children, which is why you may consider assembling one on your own.
Here are some ideas for building your own hurricane survival kit:
Water - at least 1 gallon daily per person for 7 to 10 days. Katrina and Wilma emphasized the importance of having sufficient water on hand. Don't forget to include 7-10 days of water (separately) for your pets.
Food - at least 2 meals a day per person for 7 to 10 days
— non-perishable packaged or canned food / juices
— jarred baby food
— snack foods (Peanut butter, breakfast bars, crackers, canned ...