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Helpful tips, advice, information and fun facts on topics including safety, maintenance and homeowners insurance.
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From category archives: Florida Peninsula

Understanding Liability Coverage

Accidents happen, which is why liability coverage is a component of your homeowners insurance policy. Understanding what is covered within your homeowners insurance policy will provide you with the peace of mind you need in case the unexpected occurs. Here is some important information about liability coverage to help you better understand what is covered within your homeowners insurance policy:   Personal Liability coverage provides financial protection for you and your family should the unexpected occur. This portion of your policy will cover you and/or others covered by your policy against lawsuits from injuries to another, or damage to someone else’s property in which you are legally liable for. The main purpose of personal liability coverage is to protect your assets.   It is important you read your insurance policy to see what is excluded and what is covered. Florida Peninsula offers increased coverages for personal liability under our premier packages. Should you have any que ...

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April is Safe Digging Month

    April is National Safe Digging Month, reminding Florida residents to call 811 before planning any digging projects. With the arrival of Spring, many homeowners use this time of year to update their landscape by planting flowers and trees around their homes. As a responsible homeowner, safe digging should be a top priority.    According to research conducted by the Common Ground Alliance (CGA), roughly 42 percent of homeowners will not call 811 before starting a digging project on their property. Digging without knowing where underground utilities are located can result in services such as gas, water and sewer, communications, and gas lines becoming disrupted or turned off to your home and community. Just one dig in the wrong place cannot only cause issues for you and your neighbors but could result in serious injury. Here are some tips to consider before you start your next digging project:   -   Call 811 a couple of days before digging, regardless of the s ...

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Three Reasons Why You Need a Flood Preparedness Plan

Floods can occur at any time, and with arrival of Spring, the chances of rain are increased. Flooding is completely unpredictable and can cause billions in damages. You do not have to live in a flood zone to experience flooding. In fact, 20 percent of all flood claims are filed from homes located outside a high-risk flood zone, according to floodsmart.gov. The safety of your family and the protection of your home should be your priority in the event a flood occurs. Therefore, it is essential you and your family have a flood preparedness plan in place. Here are three reasons why you need to have a flood preparedness plan:   Floods can occur at anytime and anywhere Although “April showers may bring May flowers”, flooding can occur at any time of the year. Flooding can occur for several reasons, including storm surge from hurricanes and tropical storms, river overflow, or heavy rainfall. It can only take one heavy rainfall to cause serious damage to your home. Just an inch of floo ...

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Protecting Your Home from a Brush Fire

Thousands of acres of land and homes are destroyed each year in Florida from brush fires. Although brush fires can occur at any time, they are more common during the drier months of the year, making the official brush fire season from late February through May. Brush and wildfires can occur for many reasons including, lightning, controlled burning, arson, and accidents like a campfire or a lit cigarette. Over the years we have seen an increased risk of wildfires in Florida. Although no home is fire-proof, there are steps you can take to protect your property from a brush fire. Here are a few tips:   Remove any dried or dead vegetation from your property. Keep up with lawn maintenance by mowing and irrigating regularly. Clear your gutters, eaves, and roof of debris. Keep flammable liquids in a safe location. Landscape your property with fire-resistant plants.   We hope you take these tips into consideration before a brush fire threaten ...

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Are My Personal Possessions Covered?

  Over the years we accumulate lots of personal belongings. These belongings can include furniture, clothing, sports equipment, and jewelry.  Your personal possessions are likely to be worth more than you may think, and should they become lost, stolen, or damaged, you will want to make sure you have enough coverage to help replace them. This coverage is known as Coverage C.   Before you experience a loss to your personal property, it is highly recommended to create a home inventory of your personal belongings in the event you should need to file a claim. The Washington Post reports only 44% of homeowners have taken the time to create an inventory of their belongings. Although creating an inventory of all your belongings can seem like quite a daunting task, it can be quite simple. Start by listing your items, their estimated value, and their make and model numbers if applicable. Update your inventory annually to add or remove items as necessary.   Should you have items of hig ...

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Blast into the New Year Safely

New Year’s Eve is a popular day for fireworks displays, as everyone enjoys blasting off into the new year. As fun as setting off your own fireworks display can be, it could easily become dangerous should safety precautions not be in place. Fireworks used incorrectly can lead to some serious injuries. In preparation for your upcoming New Year’s celebrations, Florida Peninsula would like to share the following fireworks safety tips: Obey your local laws. If fireworks are illegal where you live, do not use them. Designate a responsible adult to set off fireworks. Always place fireworks on a level non-flammable surface. Shoot fireworks off in an open area, away from spectators and flammable materials. Do not point or throw fireworks at another person. Adults should supervise young children around fireworks and sparklers. Avoid re-lighting or pick ...

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Give Back While Giving Thanks

With the start of the holiday season, let us be thankful for what we have, and place our focus on the spirit of giving back. Celebrated annually on the Tuesday following Thanksgiving, Giving Tuesday, is a day for charities, families, businesses, students, and friends to come together to celebrate and encourage charitable giving. Since 2012, #GivingTuesday has become a worldwide movement with the help of social media providing a platform to bring awareness to community issues and giving opportunities. Whether you are coming together with your family, friends, neighbors, or company, find a way to give back to your community this year. Just the smallest act of kindness can make such a difference. Florida Peninsula Insurance Company and our “Florida Peninsula Gives Back” team is committed to giving back to the communities where we work and live. Each year our employees and agency partners participate and give to several organizations including The Broward Partnership for the Homeless, Flor ...

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Daylight Saving Time Ends November 4th

  The clocks will turn back at 2 a.m. on November 4th, to mark the end of Daylight Saving Time. Aside from the extra hour of sleep, here are a few things you should remember about Daylight Saving Time: Although most of our smartphones will automatically adjust, remember to manually turn back the clocks in your home including those found on stoves, microwaves and other appliances, as most of them won't reset themselves. It will begin to get dark an hour earlier in the evenings. If you have any outside lights on a timer, do not forget to reprogram them to adjust to the new time. Daylight Saving Time also serves as a great opportunity to test the smoke and carbon monoxide detectors in your home and change their batteries if necessary. Standard time will be used through March 10th, 2019, then the clocks will "spring" forward one hour for the start Daylight Saving Time.     Thank you for visiting our blog. Florida Peninsula Insur ...

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Fire Prevention Week 2018

October 7-13, 2018 is National Fire Prevention Week. Founded by the National Fire Protection Association (NFPA), Fire Prevention Week serves to remind us of the importance of fire prevention education.  According to the NFPA, an average of 358,500 home structure fires were responded to by U.S. fire departments between 2011- 2015. These fires caused $6.7 billion in damages and resulted in 12,300 injuries and 2,510 deaths. The theme of this year’s Fire Prevention Week is “LOOK. LISTEN. LEARN. Be aware. Fire can happen anywhere. ™” This campaign aims to educate on the three essential steps to take to prevent fires, and how to safely escape in the event of a fire. “LOOK”: Identify the places a fire could start around your home. “LISTEN”: Ensure you are able to hear a smoke alarm ringing from all areas of your home, as you may only have minutes to escape once your fire alarm goes off. “LEARN”: Know your emergency escape plan and ...

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Support Your Local Chamber of Commerce Day

  October 17th is Support Your Local Chamber of Commerce Day. Florida Peninsula has been a Trustee Member of the Greater Boca Raton Chamber of Commerce for several years.  The Greater Boca Raton Chamber of Commerce partners with several local businesses, like Florida Peninsula, to promote the Boca Raton area as a business community and to improve the local economic climate. Florida Peninsula Insurance Company has participated in several Chamber of Commerce events including: Leadership Boca Florida Peninsula’s Director of Human Resources, Judy Farmer, attended Leadership Boca, an annual program led by the Chamber to educate the community on the many business opportunities in South Palm Beach County.  The ten-day course, taking place each Wednesday from February through June, covered a variety of local issues such as “Education Day” and “Tourism Day.” Florida Peninsula is looking forward to sending two of our employees to participate in the Leadership ...

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