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From category archives: Florida Peninsula

Preparing for the 2019 Hurricane Season

The 2019 Hurricane Season has officially begun. Unfortunately, over the past few years, we have seen it can only take one storm to cause devastating destruction and millions in damages. As such, it is important you take the proper steps to prepare before a storm is on the horizon. Please take these tips into consideration to reduce your risk of harm, property damage and may accelerate the recovery process should the unexpected occur.   Review your Insurance Policy: Do not wait until you file a claim to learn you may not have adequate coverage. Read your policy thoroughly to understand the coverages you have purchased and determine if you need to make changes to your policy. Should you have any questions or concerns, contact your agent, or call our customer service department at 877-229-2244.   Stock up on Supplies: When a hurricane is on the horizon, mass panic and chaos can ensue in local grocery and supply stores and necessary provisions and supplies are the first to fly off the shel ...

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Understanding Liability Coverage

Here is some important information about liability coverage to help you better understand what is covered within your homeowners insurance policy.

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April is Safe Digging Month

April is National Safe Digging Month, reminding Florida residents to call 811 before planning any digging projects.  As a responsible homeowner, safe digging should be a top priority. 

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Three Reasons Why You Need a Flood Preparedness Plan

The safety of your family and the protection of your home should be your priority in the event a flood occurs. Therefore, it is essential you and your family have a flood preparedness plan in place. Here are three reasons why you need to have a flood preparedness plan.

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Protecting Your Home from a Brush Fire

Over the years we have seen an increased risk of wildfires in Florida. Although no home is fire-proof, there are steps you can take to protect your property from a brush fire. Here are a few tips.

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Are My Personal Possessions Covered?

  Over the years we accumulate lots of personal belongings. These belongings can include furniture, clothing, sports equipment, and jewelry.  Your personal possessions are likely to be worth more than you may think, and should they become lost, stolen, or damaged, you will want to make sure you have enough coverage to help replace them. This coverage is known as Coverage C.   Before you experience a loss to your personal property, it is highly recommended to create a home inventory of your personal belongings in the event you should need to file a claim. The Washington Post reports only 44% of homeowners have taken the time to create an inventory of their belongings. Although creating an inventory of all your belongings can seem like quite a daunting task, it can be quite simple. Start by listing your items, their estimated value, and their make and model numbers if applicable. Update your inventory annually to add or remove items as necessary.   Should you have items of hig ...

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Blast into the New Year Safely

New Year’s Eve is a popular day for fireworks displays, as everyone enjoys blasting off into the new year. As fun as setting off your own fireworks display can be, it could easily become dangerous should safety precautions not be in place. Fireworks used incorrectly can lead to some serious injuries. In preparation for your upcoming New Year’s celebrations, Florida Peninsula would like to share the following fireworks safety tips: Obey your local laws. If fireworks are illegal where you live, do not use them. Designate a responsible adult to set off fireworks. Always place fireworks on a level non-flammable surface. Shoot fireworks off in an open area, away from spectators and flammable materials. Do not point or throw fireworks at another person. Adults should supervise young children around fireworks and sparklers. Avoid re-lighting or pick ...

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Give Back While Giving Thanks

With the start of the holiday season, let us be thankful for what we have, and place our focus on the spirit of giving back. Celebrated annually on the Tuesday following Thanksgiving, Giving Tuesday, is a day for charities, families, businesses, students, and friends to come together to celebrate and encourage charitable giving. Since 2012, #GivingTuesday has become a worldwide movement with the help of social media providing a platform to bring awareness to community issues and giving opportunities. Whether you are coming together with your family, friends, neighbors, or company, find a way to give back to your community this year. Just the smallest act of kindness can make such a difference. Florida Peninsula Insurance Company and our “Florida Peninsula Gives Back” team is committed to giving back to the communities where we work and live. Each year our employees and agency partners participate and give to several organizations including The Broward Partnership for the Homeless, Flor ...

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Daylight Saving Time Ends November 4th

  The clocks will turn back at 2 a.m. on November 4th, to mark the end of Daylight Saving Time. Aside from the extra hour of sleep, here are a few things you should remember about Daylight Saving Time: Although most of our smartphones will automatically adjust, remember to manually turn back the clocks in your home including those found on stoves, microwaves and other appliances, as most of them won't reset themselves. It will begin to get dark an hour earlier in the evenings. If you have any outside lights on a timer, do not forget to reprogram them to adjust to the new time. Daylight Saving Time also serves as a great opportunity to test the smoke and carbon monoxide detectors in your home and change their batteries if necessary. Standard time will be used through March 10th, 2019, then the clocks will "spring" forward one hour for the start Daylight Saving Time.     Thank you for visiting our blog. Florida Peninsula Insur ...

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Fire Prevention Week 2018

October 7-13, 2018 is National Fire Prevention Week. Founded by the National Fire Protection Association (NFPA), Fire Prevention Week serves to remind us of the importance of fire prevention education.  According to the NFPA, an average of 358,500 home structure fires were responded to by U.S. fire departments between 2011- 2015. These fires caused $6.7 billion in damages and resulted in 12,300 injuries and 2,510 deaths. The theme of this year’s Fire Prevention Week is “LOOK. LISTEN. LEARN. Be aware. Fire can happen anywhere. ™” This campaign aims to educate on the three essential steps to take to prevent fires, and how to safely escape in the event of a fire. “LOOK”: Identify the places a fire could start around your home. “LISTEN”: Ensure you are able to hear a smoke alarm ringing from all areas of your home, as you may only have minutes to escape once your fire alarm goes off. “LEARN”: Know your emergency escape plan and ...

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