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Helpful tips, advice, information and fun facts on topics including safety, maintenance and homeowners insurance.
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From category archives: Florida Peninsula

Saving Money: Updates & Repairs

  As the new year begins, you may be evaluating different home improvement opportunities around your home.  When reviewing your home for needed repairs, upgrades, and yearly maintenance; also take some time to speak to your agent about your current homeowners policy, the carriers underwriting guidelines, and how you can increase your peace of mind while, possibly, lowering your premium.  Sometimes things which seem fine to the homeowner may be considered potential hazards to insurance companies. Here are some items to consider:  Roof: If your roof is older it has experienced more wear and tear than newer roofs. Thus, older roofs are more likely to have leaks during a rainstorm. They might even blow off during powerful tornados or hurricanes. Consider replacing your roof after approximately 15 years if a shingle roof or 25 years if a tile roof, the general lifespan of roofs. Maintaining your roof in good condition may help avoid severe damage to your home should a covered loss ...

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Saving Money: Security

If you have ever wanted to find ways to lower your home insurance premium or find additional discounts to your premium, consider adding additional security to your home. All insurance policies are different so be sure to speak to your agent about the cost-effectiveness of installing one of these devices in your home. However, consider the following to potentially save money and protect yourself and your belongings. Smoke Alarm: Adding a device which can alert you of some potential dangers such as a fire or a dangerous gas, can keep you safe. This alarm will let you and all others in the house know when there is a risk and allow time for you and your family to evacuate safely. Security System: Burglaries can happen anywhere and at any time. By installing a monitored security system, you can add to your peace of mind. A monitored security system allows for the alarm to go off for a longer period of time while officers arrive at your home. Installing this may not only keep your family and p ...

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Get Organized in 2019

It’s the start of the new year, which can bring about many changes. One way many try to change is by creating New Year’s resolutions as a way of improving themselves.  Should you be looking for a resolution this year, try out being more organized.  Mountains of paperwork, bills, receipts, and countless other documents, stay cluttered on our desks or in our bags. The experts at Good Housekeeping advise the best way to keep track of all your important documents is to sort and keep them easily accessible.    Start by grabbing your piles of papers and decide whether you should keep it, or if it can be destroyed. Typically, paperwork and credit card statements over one year old can be discarded. After you have your assortment of documents you do not need, be sure to shred them before you throw it away. Whether you have a shredder or are doing it manually, be sure your personal information is left on the document to prevent identity theft.   The next step is to ...

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Keeping your Identity Secure Over the Holidays

Around this time of year, the holiday sales are at their prime while everyone is gearing up to buy presents, decorations, and other goods. Criminals count on the holidays to find easy targets for scams and theft. Here are a few things to look out for:   Keep an eye on your receipts and statements:  It’s a great reference to verify unknown charges on your accounts. Should something appear incorrect, contact your financial institution immediately.   Charity Scams: Do your research before donating to a charity, especially during the holiday season. If you’ve never heard of the organization, it is best to do a quick search online to be sure it is credible. This is often the time of year where we see a rise in charity scams.  If you’d like to give back this holiday season, contact the charity of your choice directly to find out how you can donate, or volunteer with their organization.   Protect Yourself Online:  When shopping online, try to shop ...

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Fire Safety for the Holidays

The holidays are a time to create memories with family and friends, however, you do not want your holiday season to be memorable for the wrong reasons. Household fires during the holiday season are more frequent, deadly, and costly than any other time of the year. To ensure a safe holiday season for all, keep these tips in mind: Cooking Holiday celebrations are not complete without a delicious feast; however, it is important you take precautions against cooking fires. Keep flammable items away from the stove, oven or other conductible appliances, and never leave a hot stove or oven unattended. Decorations Holiday decorations and string lights can be dangerous if not assembled or used properly. Be sure to inspect your string lights and throw out any with any cracked bulbs or frayed wires. For all electric decorations, be sure to not overload extension cords and turn off all lights and decorations before leaving your home or going to sleep. Also, consider purchasing decorations which ...

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Give Back While Giving Thanks

With the start of the holiday season, let us be thankful for what we have, and place our focus on the spirit of giving back. Celebrated annually on the Tuesday following Thanksgiving, Giving Tuesday, is a day for charities, families, businesses, students, and friends to come together to celebrate and encourage charitable giving. Since 2012, #GivingTuesday has become a worldwide movement with the help of social media providing a platform to bring awareness to community issues and giving opportunities. Whether you are coming together with your family, friends, neighbors, or company, find a way to give back to your community this year. Just the smallest act of kindness can make such a difference. Florida Peninsula Insurance Company and our “Florida Peninsula Gives Back” team is committed to giving back to the communities where we work and live. Each year our employees and agency partners participate and give to several organizations including The Broward Partnership for the Homeless, Flor ...

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7 Cooking Safety Tips for Thanksgiving

  Thanksgiving is a time to enjoy your family, friends, and a delicious feast. A Thanksgiving meal can be a lot of work for a host, and if proper cooking safety precautions are not in place, a day of thanks can turn into a disaster.  According to the National Fire Protection Association (NFPA), Thanksgiving is the peak day for home cooking fires. To ensure a fulfilling and safe thanksgiving for you and your guests, we would like to remind you of these cooking safety tips:   Never leave the kitchen unattended when you are cooking, and always keep an eye on your food. Stay at home while cooking your turkey and other meals in the oven and check them frequently. Keep children and pets away from hot appliances, foods, and liquids.  Should you be deep frying your turkey, be sure your fryer is used outdoors and away from buildings and flammable materials. After working with raw poultry and meat, be sure to wash your hands and works surfaces. Cook turkeys ...

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Fire Prevention Week 2018

October 7-13, 2018 is National Fire Prevention Week. Founded by the National Fire Protection Association (NFPA), Fire Prevention Week serves to remind us of the importance of fire prevention education.  According to the NFPA, an average of 358,500 home structure fires were responded to by U.S. fire departments between 2011- 2015. These fires caused $6.7 billion in damages and resulted in 12,300 injuries and 2,510 deaths. The theme of this year’s Fire Prevention Week is “LOOK. LISTEN. LEARN. Be aware. Fire can happen anywhere. ™” This campaign aims to educate on the three essential steps to take to prevent fires, and how to safely escape in the event of a fire. “LOOK”: Identify the places a fire could start around your home. “LISTEN”: Ensure you are able to hear a smoke alarm ringing from all areas of your home, as you may only have minutes to escape once your fire alarm goes off. “LEARN”: Know your emergency escape plan and ...

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Support Your Local Chamber of Commerce Day

  October 17th is Support Your Local Chamber of Commerce Day. Florida Peninsula has been a Trustee Member of the Greater Boca Raton Chamber of Commerce for several years.  The Greater Boca Raton Chamber of Commerce partners with several local businesses, like Florida Peninsula, to promote the Boca Raton area as a business community and to improve the local economic climate. Florida Peninsula Insurance Company has participated in several Chamber of Commerce events including: Leadership Boca Florida Peninsula’s Director of Human Resources, Judy Farmer, attended Leadership Boca, an annual program led by the Chamber to educate the community on the many business opportunities in South Palm Beach County.  The ten-day course, taking place each Wednesday from February through June, covered a variety of local issues such as “Education Day” and “Tourism Day.” Florida Peninsula is looking forward to sending two of our employees to participate in the Leadership ...

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Safety Tips for a Spooktacular Halloween

Halloween is known to be one of the spookiest days of the year. However, Halloween may turn scary when safety precautions are overlooked. According to Safe Kids Worldwide, three in four parents express concerns about their children’s safety on Halloween. To make Halloween a Spooktacular time for all, consider these safety tips: Walking Parents and/or responsible adults should always supervise their children while trick-or-treating. Look both ways before crossing the street as drivers may have a difficult time seeing you. Put electronics away to avoid distractions. Always walk on sidewalks or paths.  Costumes Adhere reflective tape or stickers on bags and costumes to be seen by drivers. Do not let your child wear a mask while walking, as some masks may obstruct their vision. When picking a costume, be sure it is the right size and length to avoid trips and falls. Choose fire-retardant costumes and accessories.    Driving ...

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