According to The Federal Emergency Management Agency (FEMA), flooding is the most common natural disaster in the United States. Flooding, defined by FEMA as an "overflowing of water onto normally dry land" can occur anywhere and at any time. Being prepared for a flood can minimize damage, speed up the recovery process, and keep you and your family safe. 

Protect your family and home by following these flood preparation tips: 

  • Stay Informed: The National Weather Service (NWS), along with the National Oceanic and Atmospheric Administration (NOAA), issue flood alerts and warnings when weather conditions are more likely to produce floods. 
  • Protect Your Property: Securing your possessions before a flood strikes can significantly reduce damages and expenses afterwards. Make sure your valuables and important documents are in sealed, waterproof containers. Elevate all furniture and electrical equipment within the risk of major damage. 
  • Be Ready: Create and implement an evacuation plan. When evacuating, remember to "Turn Around Don't Drown®" if you see floodwater on the roads. Moving water carries more power than you think, as it only takes 12 inches of moving water to sweep a car right off the road. 
  • Purchase Flood Insurance: Any home can experience flood damage, and flood coverage is not typically covered by a standard homeowners, condo or renters policy. Prepare for an unexpected flood by speaking with your agent about how Florida Peninsula Insurance Company can help you obtain flood coverage. 
For more information for protecting your family and home from flooding, review the "How to Prepare for a Flood" guide from America's PrepareAthon


Thank you for visiting our blog. Hopefully, you came away with some great home insurance and safety tips. Keeping your family and home safe and protected is job one at Florida Peninsula Insurance Company. We are one of Florida's largest homeowners insurance companies offering multi-peril policies covering homes, condos, and renters insurance. For more information, or to get a quote, please call (877) 229-2244.