Buying homeowners insurance can be overwhelming but Florida Peninsula strives to make the experience as pleasant as possible.

Here are some quick tips:

  • How often should I review my policy? It is recommended you review your policy each time it comes up for renewal. It’s also good to reevaluate your policy after a home renovation, after purchasing a high-end luxury item or after an occupant moves in or out.
  • What is the difference between replacement cost of my home and actual cash value? The replacement cost is how much it would cost to replace your home and its contents with new items in the event of a loss. Actual cash value is the value of your property at the time of a loss.
  • How much home insurance do I need? You should have enough insurance to cover the structure of your home, your personal possessions, and additional living expenses in case your home is damaged and you need to live elsewhere. You should also have liability insurance for accidents which may occur on your property.

For answers to some frequently asked questions, visit the Learning Center of the website.

If you are in the market for a new home insurance policy, we encourage you to consider Florida Peninsula Insurance Company as your preferred Florida home insurance company. Not only do we provide some of the most comprehensive homeowners insurance policies which protect you and your family when you need it most, we also offer great insurance rates to home and condo owners as well as those living in apartments with our renters insurance. You can’t go wrong with Florida Peninsula. You’ll be impressed with our fast, fair and friendly customer service and claims processing, all at great rates. We invite you to experience the Florida Peninsula difference. Come visit our website to learn more or to “GET A QUOTE NOW."