Over the years we accumulate lots of personal belongings. These belongings can include furniture, clothing, sports equipment, and jewelry.  Your personal possessions are likely to be worth more than you may think, and should they become lost, stolen, or damaged, you will want to make sure you have enough coverage to help replace them. This coverage is known as Coverage C.

 

Before you experience a loss to your personal property, it is highly recommended to create a home inventory of your personal belongings in the event you should need to file a claim. The Washington Post reports only 44% of homeowners have taken the time to create an inventory of their belongings. Although creating an inventory of all your belongings can seem like quite a daunting task, it can be quite simple. Start by listing your items, their estimated value, and their make and model numbers if applicable. Update your inventory annually to add or remove items as necessary.

 

Should you have items of higher value, be sure to speak with your agent, as Florida Peninsula offers increased coverage via our Premium packages. To learn more about personal belonging coverage/Coverage C, click here for a special video from Penny.

 

 

 

As one of Florida's top homeowners insurance companies, our number one priority is the safety of you and your family. As such, Florida Peninsula provides our policyholders with robust coverage options, as well as offering flood protection and partnering with local insurance professionals throughout the state who can ensure you have the coverages you need. If you are in the market for a homeowners insurance quote, give us a call at (877) 229-2244 or get a quote on our website.