Posted on 1/17/2017 12:00 AM By Florida Peninsula Insurance Company
Creating a home inventory will come in handy when you need to file an insurance claim. When disaster strikes, it can be easy for people to forget what they own, in the midst of all the chaos. In the aftermath of a traumatic situation, most people cannot think clearly. Taking note of your possessions, while you are calm and sound of mind, will help expedite the process with your insurance company. Here are some tips to inventory your belongings:
1. Take a video of your entire home, from the time you walk through the door. Record everything you would want your insurance company to replace. Don't forget the important contents in drawers and cabinets.
2. Keep your receipts and other documents all in one place.
3. Note model and serial numbers of expensive items such as TV's, beds, couches, etc.
4. It is important to add the replacement cost for all the items you own, to make sure you have enough insurance coverage. If you are very close to your maximum coverage limit or go over the amount, you should call y ...
Posted on 1/1/2017 9:46 AM By Florida Peninsula Insurance Company
As the New Year approaches, it is time to think about New Year resolutions. In order to get 2017 off to a good start, homeowners should consider the following resolutions:
Complete a home inspection: At the beginning of each year, you should always do a complete home inspection. Check for interior and exterior damages, leaks and suspicious-looking areas of your home. If anything needs repairingor replacing, it should be tended to before greater damage occurs. Click here for more information for what to look for during your home inspection.
Make a home inventory: In circumstances of loss, keeping a home inventory can help you replace your belongings and avoid a dispute between you and your insurance company when filing a claim.
Check your batteries: Plan to replace any smoke detector or alarm system batteries at the beginning of the year. Making sure your systems are working properly will decrease the chance of damage or loss in your home.
Review your coverage: It is important to read th ...
Posted on 5/27/2016 1:00 AM By Florida Peninsula Insurance Company
The 2016 Atlantic hurricane season is just around the corner, and it is incredibly important for you and your family to be prepared for the unthinkable.
Posted on 1/12/2016 7:29 AM By Florida Peninsula Insurance Company
Florida Insurance Commissioner Kevin M. McCarty has announced he will be resigning from his position on May 2, 2016.
Posted on 2/28/2015 10:58 AM By Florida Peninsula Insurance Company
Data breaches and cyber hacks have become far too common and show no signs of slowing down in 2015. When we hear about cyber hacks and data breaches they are usually attacks on large companies, but this does not mean small businesses and individuals cannot be targeted. Once a data breach occurs, your financial and personal information can be sold and distributed within a matter of days. Many do not even realize they can buy insurance in the case of a data breach of cyber hack. There are several companies who specialize in selling cyber security insurance to small businesses and individuals. We encourage all small businesses to research and acquire protection against data breaches and cyber hacks.
If you are an individual looking for protection, Florida Peninsula offers identity theft coverage at a low annual premium.
Florida Peninsula is one of Florida's top homeowners insurance companies. The company strives to combine the latest technology with old-fashioned fast, friendly customer service and clai ...