Why choose us?

We know about Florida. It’s where we’ve grown up or stayed on permanent vacation, where we’ve purchased our homes and started families. It’s our home.

Florida Peninsula Insurance Company combines its
large-company experiences with its small-company flexibility, innovation and attitude to provide the best and most 
cost-effective policies.
Receive your personalized home insurance quote today! Get A Free Quote

What makes us different?

  • We ensure your safety and security.
    Our policyholders deserve to deal with an insurance company which is both responsible and responsive. We are large enough to provide the protection, financial stability and security you need and we are small enough to deliver the personal attention our insureds desire.
    
    We continue to raise the bar.
    
    We are setting new standards for the insurance industry, and we pride ourselves on continuous improvement. We invest in our people and technology in order to adapt with the changing marketplace.
  • We are "A Exceptional" rated
    Florida Peninsula is financially strong. We have received an "A Exceptional" Financial Stability Rating® (FSR) from Demotech, Inc., an independent financial analysis and actuarial services firm. This rating is accepted by mortgage companies, Fannie Mac and HUD.
     
    
  • We offer competitive prices without sacrificing claims service
    Our financial stability allows us to partner with strong reinsurance partners making certain all of our policyholders receive the individual attention and the best possible coverage available. With our agents we are committed to forming long-lasting relationships with our customers to keep our policy premiums competitive and fairly priced.  
    
    We handle claims quickly, reply to insureds the same day, and complete inspections within 72 hours. Our innovative Managed Repair Program ensures our policyholder’s claims process will be worry free.
  • Superior Claims Handling
    Florida Peninsula understands our policyholders work hard to purchase their homes and pay insurance premiums.  Florida Peninsula believes our insureds are entitled to be made whole when a catastrophe strikes. As a policyholder, you can submit your claims via phone or online.  Upon filing a claim, we will send an inspector to your home within 72 hours, so you can get back to normal as soon as possible.
    
    We close 95% of all claims in less than 90 days from the date reported. Our Managed Repair Program consistently receives over 95% satisfaction rate, and 99% of our insureds who used the program say they would use it again.  We provide superior claims service and give our insureds peace of mind knowing that we stand with them during their time of need.
    
  • We maintain a surplus amount substantially above the state requirement
    We maintain a surplus amount substantially above the State requirement.  We  are also re-insured by top-rated reinsurance companies to cover all anticipated claims for a 100-year storm, including multiple storms in a single season.  We have carefully chosen our re-insurance partners for their financial stability, business longevity and knowledge of Florida's marketplace.  

Keeping Florida Beautiful.

Whether it’s a gorgeous Florida sunset or a white sand beach, the environment serves as the backdrop for so many of our fondest memories.Florida Peninsula is committed to operating in a manner which protects and supports our natural environment and to creating solutions to address the impact of environmental issues, throughout all of our business transactions –with our vendors, employees, customers, independent agents, investors and the general public. We are committed to limiting our carbon footprint through intelligent commercial practices.
  • Don’t Just Take Our Word for It…

    My adjuster…”was responsive in returning my phone calls and answering any questions. He went above and beyond and was a great help in working through a very difficult situation”.

    Lafe C., Goodland, FL
  • Don’t Just Take Our Word for It…

    When claims were delayed or parts of the file were not fully in order, Ellen went the extra mile to correct every situation. She always answers her phone and delivers personal and professional attention to her customers.

    David J., Fort Myers, FL
  • Don’t Just Take Our Word for It…

    I would recommend Florida Peninsula because they stand by their customers.

    Marco V., Tampa, FL
  • Don’t Just Take Our Word for It…

    Considering the aftermath of a hurricane things went very well.
    John G., Ormond Beach, FL
  • Don’t Just Take Our Word for It…

    I was completely happy with the entire process.
    Craig S., Merritt Island, FL
  • Don’t Just Take Our Word for It…

    Thank you for serving me well as a customer. I appreciate that of any company, but especially of one that is specifically meant for times that are the most difficult and stressful. 
    Andrew B., Lynn Haven, FL
  • Don’t Just Take Our Word for It…

    It was the first claim in my life and everything went well.
    Iryna C., Palm Coast, FL
  • Don’t Just Take Our Word for It…

    I needed help with my new account/web site and contacted two individuals at your company.  I wish to state they were both professional and helpful.
    Robert H.,Clearwater Beach, FL
  • Don’t Just Take Our Word for It…

    Our home was restored quickly and efficiently. As senior citizens, this was a difficult time for us, but Florida Peninsula took care of everything for us!
    Sarah L.,Boynton Beach, FL
  • Don’t Just Take Our Word for It…

    Believe us you’ll never know how happy we are to be out of the Citizens Property Insurance Co. clutch!
    Jerome Z,Melbourne, FL
  • Don’t Just Take Our Word for It…

    You guys are doing an excellent job! Excellent customer service always and you care about the customer. I will not change to any other company. You are the best!
    Carmen P.,Miami, FL
  • Don’t Just Take Our Word for It…

    We are satisfied with your company. The prices are fair, being able to pay in quarterly payments is great!
    Gary M.,West Palm Beach, FL
  • Don’t Just Take Our Word for It…

    We experienced an electrical fire in our kitchen...I’m grateful we were insured by a company who gave us no grief, only help. Last year we chose Florida Peninsula to insure the condos in all four of our associations. You can be assured that I will lobby and vote for Florida Peninsula to remain our insurer. Thank you.
    E. Franks,Davie, FL
  • Don’t Just Take Our Word for It…

    I feel very happy and secure with Florida Peninsula Insurance Company. I appreciate your professional staff and timely billing.
    Michelle F.,Glen St. Mary, FL
  • Don’t Just Take Our Word for It…

    You guys have blown my expectations out of the water. You all thought of things that never would have occurred to me. You have pleasantly surprised me. I appreciate it, and have been recommending you since your first response. Thank you very much.
    Rebecca S.,Florida
  • Don’t Just Take Our Word for It…

    I’m satisfied with my policy and would recommend Florida Peninsula to other homeowners.
    Eleverine J.,Sunrise, FL
  • Don’t Just Take Our Word for It…

    Your company is wonderful. Thank You!
    Roy P.,Tampa, FL
  • Don’t Just Take Our Word for It…

    You are doing fine. Keep up the good work. We are very pleased with our agents at Morris & Reynolds Insurance Agency in Miami, Florida.
    Robin P.,Miami, FL
  • Don’t Just Take Our Word for It…

    We are more than satisfied with your service. You’re an awesome insurance company!
    Orlando J.,Hialeah, FL
  • Don’t Just Take Our Word for It…

    Thank you for your wonderful service.
    John R.,Fort Myers, FL
  • Don’t Just Take Our Word for It…

    Actually, your company is so far superior to Citizens with which we were previously insured I have already recommended you to three people- two in Broward and one in St.  Lucie County. 
    Robert H.,Fort Lauderdale, FL
  • Don’t Just Take Our Word for It…

    Very good service, and a customer-oriented company.
    Johana M.,Pembroke Pines, FL
  • Don’t Just Take Our Word for It…

    So far I have found your company very easy to deal with and quick on response times. Very courteous, and a quick response on the estimate. Please keep up the good work!
    Carl W.,Melbourne, FL
  • Don’t Just Take Our Word for It…

    Every person I have dealt with has been extremely courteous, professional and very good at what they do. 
    Diane P.,Dover, FL
  • Don’t Just Take Our Word for It…

    I am very satisfied with your customer service.
    Leo D.,Royal Palm Beach, Fl
  • Don’t Just Take Our Word for It…

    Our experience was very satisfactory. We had water damage from leaks, your company restored and repaired necessary damages to walls, windows, carpet and plumbing.
    Robert F.,Palm Coast, FL
  • Don’t Just Take Our Word for It…

    I am always pleased to talk to someone on the phone at your office. They are courteous and well informed.
    Barbara M.,Delray Beach, FL
  • Don’t Just Take Our Word for It…

    Your company has been very knowledgeable and helpful whenever I call with questions. Thank You!
    Diana T.,Melbourne, FL
  • Don’t Just Take Our Word for It…

    I want to mention that I give FLORIDA Peninsula high praise for their personal care and attention...Thank you
    Mary C.; Naples, FL
  • Don’t Just Take Our Word for It…

    I’ve spoken to Reps this past week and they were all very professional, polite and happy to provide excellent customer service.  THANK YOU!
    Mercedes R.,Cape Coral, FL
  • Don’t Just Take Our Word for It…

    Thank you for handling my Irma claim in a prompt and efficient way.  I was able to get my house repaired quite soon.  I've heard some horror stories about other insurance companies. 
    Betty L., North Fort Myers, FL
  • Don’t Just Take Our Word for It…

    I don't think my claim could have been handled any better. 
    Gary P. Fort Myers, FL
  • Don’t Just Take Our Word for It…

    This was my first homeowners claim ever, and it went very smoothly.
    Shelly S. Longwood, FL
  • Don’t Just Take Our Word for It…

    Certainly, you are aware of the hardships of these calamities and would like to extend my sincere appreciation to you for handling this claim for my wife and I with professional guidance and kindness.
    Eduardo O; Cutler Bay, FL