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Helpful tips, advice, information and fun facts on topics including safety, maintenance and homeowners insurance.
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From category archives: Florida Peninsula

Tips to Take the Stress out of Painting

  One of the easiest ways to give your home a fresh new updated look for the new year is with a fresh coat of paint. All the color options, techniques, and equipment available at your local hardware store may seem intimidating, but it doesn't have to be stressful. Painting can be fun! Consider some of these tips to make your painting experience fun and exciting.     Picking your paint and finish Choosing the right paint for your room may depend on the features of the room such as size, focal point, etc.  To make a room look larger than it is, consider painting the room in light colors such as cream or white. Should you choose pastel colors, blues and greens tend to work best in small spaces.  Select furnishings for the room in a similar color as minimizing contrasting colors add to the perceived image of a room.  Should you want a darker color, select paint with a high gloss finish. The shine provided by this type of paint will reflect light and add to the overall look o ...

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Home Check-Up Tips

Just as you have resolved to start the New Year in a healthier state, your home may also need its own health check-up. Take this time at the beginning of the year, to review some areas of your home, which may assist your home to run smoother and more efficiently. Here are three places to start your home health checkup.   1)   Change your incandescent bulbs to LEDs or CFLs.  If you still have incandescent bulbs in your home, consider making 2019 the year you update them to LEDs or CFLs. Although slightly more expensive, LED lights last 10 times longer than incandescent bulbs and use less than half of the electricity to brighten your house.  In the long run, you will save money on bulbs, your electric bill, and your home will be the brightest on the block.   2)   Take a good look and listen to your water heater.  Most people do not consider this important appliance until you step into a cold shower.  Make a resolution to flush out your water heater.& ...

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Saving Money: Updates & Repairs

  As the new year begins, you may be evaluating different home improvement opportunities around your home.  When reviewing your home for needed repairs, upgrades, and yearly maintenance; also take some time to speak to your agent about your current homeowners policy, the carriers underwriting guidelines, and how you can increase your peace of mind while, possibly, lowering your premium.  Sometimes things which seem fine to the homeowner may be considered potential hazards to insurance companies. Here are some items to consider:  Roof: If your roof is older it has experienced more wear and tear than newer roofs. Thus, older roofs are more likely to have leaks during a rainstorm. They might even blow off during powerful tornados or hurricanes. Consider replacing your roof after approximately 15 years if a shingle roof or 25 years if a tile roof, the general lifespan of roofs. Maintaining your roof in good condition may help avoid severe damage to your home should a covered loss ...

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Blast into the New Year Safely

New Year’s Eve is a popular day for fireworks displays, as everyone enjoys blasting off into the new year. As fun as setting off your own fireworks display can be, it could easily become dangerous should safety precautions not be in place. Fireworks used incorrectly can lead to some serious injuries. In preparation for your upcoming New Year’s celebrations, Florida Peninsula would like to share the following fireworks safety tips: Obey your local laws. If fireworks are illegal where you live, do not use them. Designate a responsible adult to set off fireworks. Always place fireworks on a level non-flammable surface. Shoot fireworks off in an open area, away from spectators and flammable materials. Do not point or throw fireworks at another person. Adults should supervise young children around fireworks and sparklers. Avoid re-lighting or pick ...

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Fire Safety for the Holidays

The holidays are a time to create memories with family and friends, however, you do not want your holiday season to be memorable for the wrong reasons. Household fires during the holiday season are more frequent, deadly, and costly than any other time of the year. To ensure a safe holiday season for all, keep these tips in mind: Cooking Holiday celebrations are not complete without a delicious feast; however, it is important you take precautions against cooking fires. Keep flammable items away from the stove, oven or other conductible appliances, and never leave a hot stove or oven unattended. Decorations Holiday decorations and string lights can be dangerous if not assembled or used properly. Be sure to inspect your string lights and throw out any with any cracked bulbs or frayed wires. For all electric decorations, be sure to not overload extension cords and turn off all lights and decorations before leaving your home or going to sleep. Also, consider purchasing decorations which ...

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Give Back While Giving Thanks

With the start of the holiday season, let us be thankful for what we have, and place our focus on the spirit of giving back. Celebrated annually on the Tuesday following Thanksgiving, Giving Tuesday, is a day for charities, families, businesses, students, and friends to come together to celebrate and encourage charitable giving. Since 2012, #GivingTuesday has become a worldwide movement with the help of social media providing a platform to bring awareness to community issues and giving opportunities. Whether you are coming together with your family, friends, neighbors, or company, find a way to give back to your community this year. Just the smallest act of kindness can make such a difference. Florida Peninsula Insurance Company and our “Florida Peninsula Gives Back” team is committed to giving back to the communities where we work and live. Each year our employees and agency partners participate and give to several organizations including The Broward Partnership for the Homeless, Flor ...

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7 Cooking Safety Tips for Thanksgiving

  Thanksgiving is a time to enjoy your family, friends, and a delicious feast. A Thanksgiving meal can be a lot of work for a host, and if proper cooking safety precautions are not in place, a day of thanks can turn into a disaster.  According to the National Fire Protection Association (NFPA), Thanksgiving is the peak day for home cooking fires. To ensure a fulfilling and safe thanksgiving for you and your guests, we would like to remind you of these cooking safety tips:   Never leave the kitchen unattended when you are cooking, and always keep an eye on your food. Stay at home while cooking your turkey and other meals in the oven and check them frequently. Keep children and pets away from hot appliances, foods, and liquids.  Should you be deep frying your turkey, be sure your fryer is used outdoors and away from buildings and flammable materials. After working with raw poultry and meat, be sure to wash your hands and works surfaces. Cook turkeys ...

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Support Your Local Chamber of Commerce Day

  October 17th is Support Your Local Chamber of Commerce Day. Florida Peninsula has been a Trustee Member of the Greater Boca Raton Chamber of Commerce for several years.  The Greater Boca Raton Chamber of Commerce partners with several local businesses, like Florida Peninsula, to promote the Boca Raton area as a business community and to improve the local economic climate. Florida Peninsula Insurance Company has participated in several Chamber of Commerce events including: Leadership Boca Florida Peninsula’s Director of Human Resources, Judy Farmer, attended Leadership Boca, an annual program led by the Chamber to educate the community on the many business opportunities in South Palm Beach County.  The ten-day course, taking place each Wednesday from February through June, covered a variety of local issues such as “Education Day” and “Tourism Day.” Florida Peninsula is looking forward to sending two of our employees to participate in the Leadership ...

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Fire Prevention Week 2018

October 7-13, 2018 is National Fire Prevention Week. Founded by the National Fire Protection Association (NFPA), Fire Prevention Week serves to remind us of the importance of fire prevention education.  According to the NFPA, an average of 358,500 home structure fires were responded to by U.S. fire departments between 2011- 2015. These fires caused $6.7 billion in damages and resulted in 12,300 injuries and 2,510 deaths. The theme of this year’s Fire Prevention Week is “LOOK. LISTEN. LEARN. Be aware. Fire can happen anywhere. ™” This campaign aims to educate on the three essential steps to take to prevent fires, and how to safely escape in the event of a fire. “LOOK”: Identify the places a fire could start around your home. “LISTEN”: Ensure you are able to hear a smoke alarm ringing from all areas of your home, as you may only have minutes to escape once your fire alarm goes off. “LEARN”: Know your emergency escape plan and ...

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Hurricane Irma Damage Statistics

It has been one year since Hurricane Irma, one of the most powerful Atlantic Hurricanes on record, hit the State of Florida as a category 4 storm. Hurricane Irma left quite a mark on Florida, resulting in billions of dollars in damage and devastation.  Here are some startling facts and statistics about the destruction Hurricane Irma caused:  According to the balance, Hurricane Irma is the fifth most costly Atlantic storm ever recorded, reaching over $50 billion in damages.  As of June 12, 2018, The Florida Office of Insurance Regulation (FLOIR) found there were nearly a million claims filed for damages caused by Hurricane Irma. With estimated insured losses reaching over $9.7 billion. Of those claims filed, the FLOIR found 823,733 came from residential property holders. Homeowners claims resulted in 66% of all the claims filed within the state.  Approximately 90.5% of Irma claims have been closed, with an additional 92,513 claims still open as ...

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