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Helpful tips, advice, information and fun facts on topics including safety, maintenance and homeowners insurance.
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From category archives: Florida Peninsula

Safety Tips for a Spooktacular Halloween

Halloween is known to be one of the spookiest days of the year. However, Halloween may turn scary when safety precautions are overlooked. According to Safe Kids Worldwide, three in four parents express concerns about their children’s safety on Halloween. To make Halloween a Spooktacular time for all, consider these safety tips: Walking Parents and/or responsible adults should always supervise their children while trick-or-treating. Look both ways before crossing the street as drivers may have a difficult time seeing you. Put electronics away to avoid distractions. Always walk on sidewalks or paths.  Costumes Adhere reflective tape or stickers on bags and costumes to be seen by drivers. Do not let your child wear a mask while walking, as some masks may obstruct their vision. When picking a costume, be sure it is the right size and length to avoid trips and falls. Choose fire-retardant costumes and accessories.    Driving ...

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National Cyber Security Awareness Month

October is National Cyber Security Awareness Month. Created by the U.S. Department of Homeland Security and the National Cyber Security Alliance, Cyber Security Awareness Month serves to bring awareness to the increasing risk of your personal data being hacked online.   Living in an ever-changing digital world, it is crucial you take steps to guard your personal information online. Here are some tips for increasing your cyber security: Be cautious about what you click on Avoid sending or storing personal information on your cell phone, tablet, laptop, and computer Do not use untrustworthy public wireless hot-spots Never leave your devices unattended Update your computer software with the latest security Avoid suspicious emails and phone calls We hope you follow these tips to prevent your personal data from becoming hacked. Should you fall victim to identity theft online, Florida Peninsula Insurance Company stands ready to assist you. We offer protection ...

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Make the Most of National Preparedness Month

Recognized each September, National Preparedness Month serves to remind us to prepare ourselves and our families for disasters. As Floridians, we know the threat of a natural disaster or storm is always a possibility. Would you and your family know what to do in the event of a disaster? Consider these tips and make the most out of National Preparedness Month:  Establish and test emergency plans with your family. Sign up for local and state emergency alerts.  Install or test your smoke and carbon monoxide detectors.  Stock up on emergency supplies.  Create a home inventory. Click here for some tips to inventory your belongings.  Review your insurance policy and contact your agent to make any necessary changes to your coverages.  Don’t forget about flood insurance. Hurricanes and storms bring heavy rains which could cause flooding. Purchase flood insurance to make sure you are covered.   Septemb ...

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Seven Tips for Preventing Child Injuries

September 1st through 7th was National Childhood Injury Prevention Week.

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Protect Your Dollar on National Dollar Day

August 8th is National Dollar Day. This holiday commemorates the day the U.S monetary systems was established by Congress in 1786. You have worked hard for your dollars, and as such, it is important you protect it.  Did you know, two million home burglaries are reported each year? Many of these burglaries result in cash being stolen. In honor of National Dollar Day, here are some tips to prevent your cash from being stolen or damaged: Tips to Prevent Your Cash from Being Stolen or Damaged: Put cash in small quantities in different locations in your home Hide your cash in unique objects like hollowed-out books, house plants, and in boxes in the garage labeled “Ornaments” or “School Projects”. Avoid putting your cash in a liquid container, like a mayonnaise jar. Never put your cash in a locked box.   Homeowner’s insurance may cover damages to personal property like clothes, furniture, and additional living expenses should you ne ...

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National Identity Fraud Awareness Week

August 7th to 13th is National Identity Fraud Awareness Week. According to the iii, there were 16.7 million victims of identity fraud, resulting in $16.8 billion stolen in 2017. Identity theft continues to be on the rise and it is important you take precautions to lower your risk of falling victim. Consider these 5 tips for identity theft prevention: Secure your Social Security number. Shred receipts, credit offers, account statements and expired credit cards. Install firewalls and virus-detection software on your computer. Create complex passwords for all your personal accounts. Review your credit report annually to make sure it does not include accounts you are unaware of.   Should you fall victim to identity theft, Florida Peninsula Insurance Company stands ready to assist you. We offer our policyholders with protection against identity theft for a minimal annual cost of $25. This ID theft protection will restore your credit to the level it was p ...

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Renter’s Insurance for Your College Student Living Off-Campus

When preparing your children for college, you may be contemplating what classes they will be taking more than thinking about insurance. If you are leasing an off-campus apartment for your college student, it is important you protect their possessions. In college, many students bring very expensive belongings with them such as their electronics, furniture, clothing and other valuables. You may think your homeowner’s insurance policy will cover a college student’s belongings who live off-campus. However, homeowner’s insurance policies usually do not cover belongings, which is why it is essential to purchase a renter’s insurance policy.   Renter’s Insurance usually includes:   1.    Personal Belongings Coverage: Coverage for student’s belongings if they are stolen or damaged. 2.    Liability Coverage: If the student is found legally responsible for someone else’s injuries or accidental damage to their property includin ...

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Fourth of July Safety Tips

  Fourth of July is right around the corner, and time to sport your red, white, and blue.  It is also time to refresh your memory on different safety tips.  Between the fireworks, grilling, and the beach, Fourth of July is one of the most enjoyable holidays of the year, but it is also one of the most dangerous.  Here are some safety tips on fireworks, grilling, and beach/water activities: Fireworks Safety Stay at least 500 feet away from firework shows If you are setting off fireworks at home: Never give fireworks to small children Keep a supply of water nearby Light each firework separately Store fireworks away from children and pets Grilling Safety  Never grill indoors Use long-handled tools Avoid loose clothing, which can catch fire Beach/Water Activity Safety Have young kids and inexperienced swimmers wear a Coast Guard-approved life jacket when on or near the water Do not dive headfirst ...

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UV Safety Awareness Month: UV Protection Guidelines

July is UV Safety Awareness Month, a time to spread awareness on the importance of protecting yourself and your family from the harmful effects on the sun’s UV rays.  According to the Skin Cancer Foundation, more people have been diagnosed with skin cancer each year in the United States than all other cancers combined. In Florida, Jefferson County has the 7th highest rate of melanoma diagnoses among all counties in the U.S. Which is 135% higher than the national average from 2002-2006, according to the EPA.  Taking steps to avoid sun damage and skin cancer can be easy if you follow these safety guidelines:   Seek shade when between 10 am to 4 pm, as the sun's glare is the most intense within those hours.   If you are planning an outdoor activity, bring an umbrella or tent to protect your skin from burning in the sun. Use a broad-spectrum (UVA/UVB) sunscreen with an SPF of 15 or higher every day. For extended outdoor activity, and especially ...

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Hurricane Season 2018: Are You Prepared?

The best way to ensure your family’s safety for the arrival of the 2018 Atlantic Hurricane Season is to prepare for the worst. After last year’s record-breaking hurricane season, it is important to be as prepared as possible. Here are some ways you can prepare yourself, home, and your family for the 2018 Atlantic Hurricane Season: Supplies: When a hurricane strikes, you will not have access to many of the things you will need to survive, or the freedom to go out and buy them. While under the threat of a hurricane, people will follow the same thought process and search for common items. It is best to gather your hurricane supplies months before the season arrives. Here is a basic list of things you will need. Apart from this list, you should consider additional items such as toys for your children and games the entire family can enjoy to help the time go by.   Evacuation Plan: Your hurricane supplies should be packed in backpacks in case your family is ...

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