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From monthly archives: January 2018

We are pleased to present below all posts archived in 'January 2018'. If you still can't find what you are looking for, try using the search box.

Homeowners Insurance - Are you covered?

  A lot can change in a matter of a year, which could have an impact on your insurance needs.  At the start of this new year, take some time out of your busy schedule to review your homeowners policy. It may save you some money and time should the unexpected occur.  As a policyholder, you can make changes to adjust the amount of coverage you have, which may cause changes to your annual policy premium.  Keep in mind, should you not have enough coverage in place, you could be responsible for any out-of-pocket costs in the event of a loss. Each homeowners policy is different, and it is important you understand your coverages, so you and your agent can select the options which work best for the needs of your family. Consider the following when reviewing your homeowners insurance policy:   What is covered? Your homeowners insurance is made up of coverages which can help pay to repair or replace your belongings and your home should they be damaged by certain perils such as fir ...

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New Year, Clean House

With the start of a new year, there is no time like the present to conquer cleaning up the home. Begin the new year by taking some time to deep clean your home room-by-room and tackling outdoor chores. Consider these suggestions and keep your home clean and clutter-free in 2018:   Kitchen Kitchens can become clutter collectors. Items which do not belong in the kitchen should be moved to their proper location. Consider donating items, such as small appliances, dinnerware, and cookware you do not use to local charities. Clean out your drawers, cabinets, pantry, and refrigerator and be sure to discard any unwanted or expired items. Once you have removed the clutter, wipe down all kitchen surfaces with a cleaning spray and a towel.   Bathrooms Along with all other rooms in the house, de-clutter before you clean. Empty drawers, shelves, and cabinets and remove items such as empty soap and shampoo bottles, old toothbrushes and expired medications. Next, clean and sanitize.   Bedrooms & ...

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