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From monthly archives: April 2019

We are pleased to present below all posts archived in 'April 2019'. If you still can't find what you are looking for, try using the search box.

Understanding Liability Coverage

Accidents happen, which is why liability coverage is a component of your homeowners insurance policy. Understanding what is covered within your homeowners insurance policy will provide you with the peace of mind you need in case the unexpected occurs. Here is some important information about liability coverage to help you better understand what is covered within your homeowners insurance policy:   Personal Liability coverage provides financial protection for you and your family should the unexpected occur. This portion of your policy will cover you and/or others covered by your policy against lawsuits from injuries to another, or damage to someone else’s property in which you are legally liable for. The main purpose of personal liability coverage is to protect your assets.   It is important you read your insurance policy to see what is excluded and what is covered. Florida Peninsula offers increased coverages for personal liability under our premier packages. Should you have any que ...

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April is Safe Digging Month

    April is National Safe Digging Month, reminding Florida residents to call 811 before planning any digging projects. With the arrival of Spring, many homeowners use this time of year to update their landscape by planting flowers and trees around their homes. As a responsible homeowner, safe digging should be a top priority.    According to research conducted by the Common Ground Alliance (CGA), roughly 42 percent of homeowners will not call 811 before starting a digging project on their property. Digging without knowing where underground utilities are located can result in services such as gas, water and sewer, communications, and gas lines becoming disrupted or turned off to your home and community. Just one dig in the wrong place cannot only cause issues for you and your neighbors but could result in serious injury. Here are some tips to consider before you start your next digging project:   -   Call 811 a couple of days before digging, regardless of the s ...

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Three Reasons Why You Need a Flood Preparedness Plan

Floods can occur at any time, and with arrival of Spring, the chances of rain are increased. Flooding is completely unpredictable and can cause billions in damages. You do not have to live in a flood zone to experience flooding. In fact, 20 percent of all flood claims are filed from homes located outside a high-risk flood zone, according to floodsmart.gov. The safety of your family and the protection of your home should be your priority in the event a flood occurs. Therefore, it is essential you and your family have a flood preparedness plan in place. Here are three reasons why you need to have a flood preparedness plan:   Floods can occur at anytime and anywhere Although “April showers may bring May flowers”, flooding can occur at any time of the year. Flooding can occur for several reasons, including storm surge from hurricanes and tropical storms, river overflow, or heavy rainfall. It can only take one heavy rainfall to cause serious damage to your home. Just an inch of floo ...

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Protecting Your Home from a Brush Fire

Thousands of acres of land and homes are destroyed each year in Florida from brush fires. Although brush fires can occur at any time, they are more common during the drier months of the year, making the official brush fire season from late February through May. Brush and wildfires can occur for many reasons including, lightning, controlled burning, arson, and accidents like a campfire or a lit cigarette. Over the years we have seen an increased risk of wildfires in Florida. Although no home is fire-proof, there are steps you can take to protect your property from a brush fire. Here are a few tips:   Remove any dried or dead vegetation from your property. Keep up with lawn maintenance by mowing and irrigating regularly. Clear your gutters, eaves, and roof of debris. Keep flammable liquids in a safe location. Landscape your property with fire-resistant plants.   We hope you take these tips into consideration before a brush fire threaten ...

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