You get more coverage with Florida Peninsula – making your choice an easy one.

Knowing the coverage you need and what we offer is critical to making the right choice. Here is some information to make you feel comfortable about joining the Florida Peninsula family.

How does Florida Peninsula compare to Citizens Property Insurance?

Florida Peninsula has been serving and protecting Florida families for decades. In addition to repairing homes from common occurrences like pipe breaks and thefts; we have helped thousands of families recover from several major hurricanes which have impacted our state since 2005. We specialize in Florida home insurance and understand the risks Floridians face. Our team of dedicated professionals and comprehensive coverage options along with our Florida-specific experience makes Florida Peninsula the right choice for your home and family.

Consider these items when comparing Florida Peninsula’s coverage to Citizens.

Coverage

Citizens Coverage

Florida Peninsula Select

Screen Enclosures

Yes

Securities, accounts, deeds, etc.

$1,000

$1,500

Coverage Limits

$700,000

$2,000,000

Watercraft and their trailers

$1,000

$1,500

Trailers not used with watercraft

$1,000

$1,500

Loss by theft of jewelry, watches, etc.

$1,000

$1,500

Loss by theft of firearms

$2,000

$2,500

Property away from residence premises used for business

$250

$500

Electronic apparatus & accessories while in or upon a vehicle

$1,000

$1,500

Electronic apparatus & accessories not in or upon a vehicle and used for primarily for business while away from the residence premises.

$1,000

$1,500

Covered property stored in freezers or refrigerators

$500

$500
with a $100 special deductible

Personal property stored in freezers or refrigerators located off the “residence premises”

Yes

Theft: Off-premise theft is covered

Yes

In addition, we offer several additional coverage options to fit your lifestyle.

Florida Peninsula offers additional endorsements to customize your policy to suit your needs:

Flood Coverage Endorsement
Water Back-Up
Animal Liability
Identity Theft
Unusual or Excessive Liability Exposure Coverage
Earthquake Coverage
Permitted Incidental Occupancy
And much more.

Read about our additional coverage options

Let’s take the next step together.

Get your custom quote today and enjoy all the options Florida Peninsula has to offer.

Get My Quote

We understand your questions. We can help.

Let us answer all your questions and concerns surrounding the Citizens Takeout / Assumption process.

Visit Our FAQs

What does the “Assumption Date” mean?

Assumption date refers to the date Florida Peninsula assumes responsibility for managing any losses affecting the insured property. Until you receive a renewal from Florida Peninsula, you should contact your agent or Citizens for policy changes and payments.

Why should I select Florida Peninsula as my new homeowner's carrier?

Florida Peninsula has been serving and protecting Florida families over the past 15 years. In addition to repairing homes from common occurrences like pipe breaks and theft; we have helped thousands of families recover from 5 major hurricanes which have impacted our state since 2005. We specialize in Florida home insurance and understand the risks Floridians face. Our team of dedicated professionals and comprehensive coverage options along with our Florida specific experience make Florida Peninsula the right choice for your family and home.

What is Florida Peninsula’s experience when it comes to handling claims?

Florida Peninsula Insurance Company has operated successfully in the State of Florida since 2005. During this time, we have helped Floridians recover from major hurricanes which impacted the state. We have done this by maintaining a robust surplus and procuring several layers of reinsurance to support forecasted claims, even in years where multiple events may occur.

How do I accept the Florida Peninsula Offer?

Joining our family of policyholders is easy, you may either contact your agent directly and ask for their assistance or make your selection online at www.citizensfla.com/online-choice.

Notes:

If you are making your submitting your choice online, please have your Citizens policy number and the registration code listed on the enclosed Policyholder Choice Offer Form on hand.
If you do not make a selection, Citizens will assign your policy to the private-market carrier of their choice, on your behalf.