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Over the years, we accumulate a lot of personal belongings which may be worth more than you think. Should they become lost, stolen, or damaged, you’ll want to make sure you have the right personal property insurance to help replace them.

Your home insurance policy consists of several coverages which may assist in paying to repair or replace your home and belongings should a covered peril cause damage or destroy them. One of these coverages is Other Structures coverage, otherwise known as Coverage B on your homeowners insurance policy, which is typically the second line item on your policy declarations page.

In many instances, your home, apartment, or condo unit is one of the largest investments you will make in your lifetime. As such, it is important your home is properly insured for all its worth.

Although our four-legged friends are like members of our family, we sometimes forget they can become dangerous when agitated or scared. According to the Centers for Disease Control and Prevention, roughly 4.5 million Americans are bitten by dogs each year.

Buying your first home can be a very overwhelming and emotional experience. As a first-time home-buyer, it is okay to not understand every detail in the home buying process, however, there are a few things you may want to know to help you navigate the process.

Accidents happen, which is why liability coverage is a component of your homeowners insurance policy. Understanding what is covered within your homeowners insurance policy will provide you with the peace of mind you need in case the unexpected occurs.