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The holidays have arrived and with it comes the end of 2020, a year like no other. We are all excited to see this year come to a close and are looking forward to bringing some normalcy back into our lives this time of year.

What if someone told you, flood insurance is more important than hurricane insurance? Would you believe them?

A fire can be dangerous and devastating to your home and family, as in just a matter of seconds, a small fire can engulf your entire home in flames. It is important you and your family take active steps to prevent a fire from occurring in your home.

With the holidays quickly approaching, we will soon welcome family and friends into our homes. It is important homeowners understand what their homeowners insurance covers and what they can expect should the unexpected occur.

According to NOAA, mid-August through mid-October is the time when the Atlantic Hurricane Season is most active. Although there is no lack of disturbances throughout the six-month Hurricane Season, this period accounts for 78% of tropical storms, 87% of category 1-2 hurricanes, and 96% of major hurricanes (categories 3-5).

As we are in the midst of the peak of Hurricane Season, it is important to understand what your homeowners insurance policy covers. You do not want to wait until the unexpected occurs to learn you may not have adequate coverage. As such, we would like to provide you with some information on Coverage D.