Blogs

With the excitement of moving into a new dorm or apartment, many may not be thinking about whether their belongings are covered. If you are a college student living in on-campus housing such as a dorm, your belongings may be covered under your parents’ homeowners or renter’s insurance policy.

As a homeowner, it is important you understand how your claim may be settled, prior to a loss occurring. Doing so will save you time and provide peace of mind in the event you need to file a claim. When it comes to homeowners insurance, we understand certain terms can be confusing, especially should you need to file a claim.

Most policyholders do not keep receipts of all their personal belongings, as it can be very difficult to find time and space to maintain such documents. This is why as a homeowner or renter, creating a home inventory is one of the most important lists you can make.

Florida is one of the leading states in the country for fraud and insurance scams can be quite prevalent in several communities. Unfortunately, this leaves Florida residents paying some of the highest premiums in our nation. As a homeowner, you can do your part to identify insurance fraud, prevent it from happening to you, and report it.

June has arrived, bringing with it the official start of the 2020 Hurricane Season. Over the past few years, we have unfortunately seen the devastating destruction and millions in damages one storm can cause. As such, it is important you take the proper steps to prepare before a storm is on the horizon.

Choosing a homeowners carrier can be a difficult decision. We can help you make that decision.

The month of May has been recognized as National Water Safety Month. As water-related recreational activities are at the forefront of family fun, safety in and around the pool should be the main priority. According to poolsafety.gov, drowning is the leading cause of unintentional death in children ages 1 through 4.

Insurance deductibles are thresholds for the amount of money a policyholder must meet in damages or pay at settlement, prior to their insurance coverage stepping in and paying you for covered losses.

Floods can occur at any time and anywhere, making them the most common natural disaster in the United States. Due to Florida’s increasing risk of experiencing floods, the safety of your family and the protection of your home should be a top priority in the event of a flood. T

Flooding is the most common and most costly natural disaster in the United States. Floods can occur for several reasons including storm surge from tropical storms and hurricanes, river overflow, or even heavy rainfall.

Over the years, we accumulate a lot of personal belongings which may be worth more than you think. Should they become lost, stolen, or damaged, you’ll want to make sure you have the right personal property insurance to help replace them.

Spring is a great time to deep clean your home. Everyone can benefit from a fresh, breathable living space. Spring cleaning also provides an opportunity to take a new home inventory of your belongings, which can prove immensely useful for future personal property insurance claims.