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Insurance deductibles are thresholds for the amount of money a policyholder must meet in damages or pay at settlement, prior to their insurance coverage stepping in and paying you for covered losses.

Floods can occur at any time and anywhere, making them the most common natural disaster in the United States. Due to Florida’s increasing risk of experiencing floods, the safety of your family and the protection of your home should be a top priority in the event of a flood. T

Flooding is the most common and most costly natural disaster in the United States. Floods can occur for several reasons including storm surge from tropical storms and hurricanes, river overflow, or even heavy rainfall.

Over the years, we accumulate a lot of personal belongings which may be worth more than you think. Should they become lost, stolen, or damaged, you’ll want to make sure you have the right personal property insurance to help replace them.

Spring is a great time to deep clean your home. Everyone can benefit from a fresh, breathable living space. Spring cleaning also provides an opportunity to take a new home inventory of your belongings, which can prove immensely useful for future personal property insurance claims.

Your home insurance policy consists of several coverages which may assist in paying to repair or replace your home and belongings should a covered peril cause damage or destroy them. One of these coverages is Other Structures coverage, otherwise known as Coverage B on your homeowners insurance policy, which is typically the second line item on your policy declarations page.

Nobody expects their home to suffer damage, but unfortunately, accidents and the unexpected do happen. When these accidents occur, homeowners often file an insurance claim to cover the cost of repairing or replacing their damaged property

In many instances, your home, apartment, or condo unit is one of the largest investments you will make in your lifetime. As such, it is important your home is properly insured for all its worth.

New Year’s is a time to celebrate with family and friends, food and drink, and fireworks. Whether you are hosting or attending a New Year’s party, we want you to celebrate safely. As such, Florida Peninsula Insurance Company would like to provide the following tips.

The holidays bring a wide variety of opportunities to make long-lasting memories with family and friends. From lighting candles to trimming the tree, here are some ways to keep your home and family safe from these common holiday hazards.

Celebrated annually on the Wednesday after Thanksgiving, National Package Protection Day encourages homeowners to protect against package theft. With the start of the holiday season, millions of packages will be delivered to homes every day. Although there are many benefits of online shopping and home delivery, it is important you take heed of some of these safety tips to keep your packages safe this holiday season.

During the past several months, Florida Peninsula Insurance Company has received reports of check scam involving our company. If you receive a check in the mail along with a request to contact someone by text or phone, it may be fraud!