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June 1st signifies the start of a new Atlantic Hurricane season. Although many Florida homeowners associate this date with stress and anxiety, it does not have to be an uneasy time. By implementing a few techniques into your everyday routine now, you can take control of the season.

The power to lower your homeowners insurance premiums can be located in your toolbox. Yes, making the right improvement can reduce the risk of damage to your home and place you and your family in a position to obtain comprehensive homeowners coverage at the best rates possible.

Your homeowners insurance policy will not cover flood damage but may cover water damage depending on the cause of the water. Plumbing leaks caused accidentally, and not due to wear and tear will likely be covered by your homeowners insurance allowing you to stay high and dry.

Imagine coming home from work, ready to relax, enjoy dinner with your family in front of the TV. But when you enter your doorway, you step into a puddle of water about an inch deep.

When insurance renewals come in the mail each year, we all cringe, as homeowners insurance rates in Florida over the past several years have skyrocketed for many reasons.

It’s a new year, and with the unique events of 2020 we are all looking forward to a brighter new year filled with health, happiness, and hope…and very possibly, a new home.

The holidays have arrived and with it comes the end of 2020, a year like no other. We are all excited to see this year come to a close and are looking forward to bringing some normalcy back into our lives this time of year.

What if someone told you, flood insurance is more important than hurricane insurance? Would you believe them?

A fire can be dangerous and devastating to your home and family, as in just a matter of seconds, a small fire can engulf your entire home in flames. It is important you and your family take active steps to prevent a fire from occurring in your home.

With the holidays quickly approaching, we will soon welcome family and friends into our homes. It is important homeowners understand what their homeowners insurance covers and what they can expect should the unexpected occur.

According to NOAA, mid-August through mid-October is the time when the Atlantic Hurricane Season is most active. Although there is no lack of disturbances throughout the six-month Hurricane Season, this period accounts for 78% of tropical storms, 87% of category 1-2 hurricanes, and 96% of major hurricanes (categories 3-5).

As we are in the midst of the peak of Hurricane Season, it is important to understand what your homeowners insurance policy covers. You do not want to wait until the unexpected occurs to learn you may not have adequate coverage. As such, we would like to provide you with some information on Coverage D.